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Invoice finance helped UK businesses access over £23 billion in working capital in 2023. - Source: UK Finance, 2024

Invoice financing allows you to access cash tied up in outstanding invoices without waiting 30, 60 or 90 days for customers to pay. Instead of watching your cash flow suffer while invoices sit unpaid, you can release up to 90% of their value within 24 hours.

You raise an invoice and send it to your customer as normal. Rather than waiting weeks or months for payment, you submit the invoice to a finance provider who advances you up to 90% of its value immediately. When your customer pays the invoice in full, you receive the remaining balance minus a small service fee. It's straightforward finance that keeps your business moving while your customers take their time to pay.

benefits of Invoice finance

Immediate Cash Access

Release up to 90% of your invoice value within 24 hours instead of waiting 30-90 days for customer payment.

Maintain Customer Relationships

You stay in control of your customer interactions. They pay invoices as normal without knowing you've used finance.

No Debt on Your Books

Invoice finance isn't a loan – you're simply accessing money you've already earned, keeping your balance sheet healthy.

Grow Without Limits

Take on larger orders and new clients without worrying about cash flow gaps or turning down opportunities.

Key Sectors

  • Contractors in the construction sector
  • Manufacturers and wholesalers
  • Transport Firms
  • Recruitment
  • Engineering
  • Distributors
  • Printers
  • Business service providers
  • Brewery

Client Testimonials

Discover why our clients choose GDFS

We’re proud to have earned glowing reviews from clients who love the quality and care we bring, making finance simple. Our reviews reflect the trust and confidence our clients place in us.

Let's talk Invoice finance.

We're here to help you drive your business forward by delivering the competitive finance solutions you need - when you need them.


If you would like to talk to the GDFS Sales Team, please call us today on 01308 480248. Alternatively, you can simply complete the enquiry form.


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Gavin Dixon Finance Solutions Limited is an Appointed Representative of Rural Finance Limited. Rural Finance is authorised and regulated by the Financial Conduct Authority, FRN 630701. Rural Finance Limited is an authorised credit broker and not a lender. GDFS is acting as a credit broker and not a lender. We can introduce you to several carefully selected credit providers who may be able to offer finance for your asset funding needs. We will receive a commission from the lender for any successful introduction. Finance is available subject to status. Terms and conditions apply. Applicants must be 18 or over. Guarantees and/or indemnities may be required. For more information, please visit the FCA website. FCA website

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