Skip to navigation
Finance Solutions

Already Financing Assets? Let's See If We Can Do Better.

Already financing equipment or assets? We may be able to reduce your monthly payments or release equity from what you already own.

£5,000 – £1,000,000+ typical Depends on existing agreement term 24–72hr decisions 30+ lenders
01

Reduce monthly payments on existing agreements

02

Release equity from owned assets

03

Consolidate multiple facilities into one

04

Sale and leaseback arrangements available

Why work with us

Independent advice.
Every time.

We're FCA-authorised and work for you — not the lender. That means searching a panel of 30+ specialist funders to find the deal that genuinely fits your business, not the one that pays the highest commission.

FCA Authorised 30+ Lender Panel UK-Wide Coverage
GDFS broker consultation

Reduce Monthly Payments

If rates have moved or your circumstances have improved, refinancing could significantly reduce what you pay each month.

Release Equity

Release cash tied up in equipment or assets you already own — without selling them. Use the funds for working capital or growth.

Independent Review

We review your existing agreements objectively. If your current deal is already the best available, we’ll tell you honestly.

Independent Service

We only earn our fee if we find you a better deal and it completes. A broker fee from £150 applies — always agreed upfront, so there’s no cost just to explore your options.

Simple process

From first call to funded

Based anywhere in the UK — we handle every step from first enquiry to funds in your account.

01

Tell us what you need

Call, email or fill in our short form. No obligation, no credit check at this stage — just a conversation about what you're trying to achieve.

02

We search the whole market

We compare 30+ specialist lenders and identify the options that genuinely fit your business, your sector, and your circumstances.

03

You choose the right deal

We present the shortlisted options in plain English. No upselling, no pressure — you pick what works, or we keep looking.

04

Funds in your account

We handle all paperwork and liaise directly with the lender. Most applications receive a decision within 24–72 hours.

Who uses Refinancing

Popular in these sectors

All sectors
Common questions

Refinancing FAQs

Refinancing means replacing an existing finance facility with a new one — usually to reduce your monthly repayments, release equity tied up in an asset or property, consolidate multiple facilities into one, or simply secure a better rate as your business and credit profile have strengthened. It is worth reviewing your current facilities if your existing deal is approaching the end of its term, if your business has grown significantly since the original facility was arranged, or if market rates have moved in your favour. GDFS can review your current arrangements and identify whether refinancing would deliver a meaningful benefit.

Ready to explore your Refinancing options?

A free, no-obligation conversation. We'll outline the best options available — no credit check required at this stage.