Already Financing Assets? Let's See If We Can Do Better.
Already financing equipment or assets? We may be able to reduce your monthly payments or release equity from what you already own.
Reduce monthly payments on existing agreements
Release equity from owned assets
Consolidate multiple facilities into one
Sale and leaseback arrangements available
Why work with us
Independent advice.
Every time.
We're FCA-authorised and work for you — not the lender. That means searching a panel of 30+ specialist funders to find the deal that genuinely fits your business, not the one that pays the highest commission.
Reduce Monthly Payments
If rates have moved or your circumstances have improved, refinancing could significantly reduce what you pay each month.
Release Equity
Release cash tied up in equipment or assets you already own — without selling them. Use the funds for working capital or growth.
Independent Review
We review your existing agreements objectively. If your current deal is already the best available, we'll tell you honestly.
Independent Service
We only recommend switching if it genuinely benefits you — no obligation to explore your options.
Simple process
From first call
to funded
Based anywhere in the UK — we handle every step from first enquiry to funds in your account.
Tell us what you need
Call, email or fill in our short form. No obligation, no credit check at this stage — just a conversation about what you're trying to achieve.
We search the whole market
We compare 30+ specialist lenders and identify the options that genuinely fit your business, your sector, and your circumstances.
You choose the right deal
We present the shortlisted options in plain English. No upselling, no pressure — you pick what works, or we keep looking.
Funds in your account
We handle all paperwork and liaise directly with the lender. Most applications receive a decision within 24–72 hours.
Explore more
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Refinancing FAQs
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What is refinancing and when should I consider it?
Refinancing means replacing an existing finance facility with a new one — usually to reduce your monthly repayments, release equity, consolidate multiple facilities, or secure a better rate as your b…
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What can be refinanced through GDFS?
GDFS can help refinance asset finance agreements, commercial mortgages, business loans, and invoice finance arrangements. We can also arrange sale-and-leaseback transactions.
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How does the refinancing process work?
The process begins with a review of your existing facilities — what you currently owe, the interest rates and terms in place, and any early repayment charges that may apply. GDFS assesses whether new…
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Will refinancing affect my business credit profile?
Refinancing typically involves a credit search by the new lender. In most cases, replacing an existing facility with one that reduces your total debt burden or improves repayment terms has a neutral…
Ready to explore your Refinancing options?
A free, no-obligation conversation. We'll outline the best options available — no credit check required at this stage.